Stephen A. Schwartz, CFP®, AEP®, Partner, began his career in financial planning in 1999. Mr. Schwartz is a Wealth Management Advisor with Northwestern Mutual Wealth Management Company and a founding member of Pioneer Financial. He is an Insurance Agent with Northwestern Mutual and a Registered Representative of Northwestern Mutual Investment Services, LLC maintaining securities Series 6, 7, 63 and 66 registrations and his Life, Accident & Health Insurance license. He is a CERTIFIED FINANCIAL PLANNER™ professional having earned his certification in 2005 and in 2015 he earned his ACCREDITED ESTATE PLANNER™ designation. Mr. Schwartz graduated from Quinnipiac University where he earned a Bachelor of Science in Economics. He resides in Manhattan, NY.
Stephen A. Schwartz, CFP®, AEP®, Partner, began his career in financial planning in 1999. Mr. Schwartz is a Wealth Management Advisor with Northwestern Mutual Wealth Management Company and a founding member of Pioneer Financial. He is an Insurance Agent with Northwestern Mutual and a Registered Representative of Northwestern Mutual Investment Services, LLC maintaining securities Series 6, 7, 63 and 66 registrations and his Life, Accident & Health Insurance license. He is a CERTIFIED FINANCIAL PLANNER™ professional having earned his certification in 2005 and in 2015 he earned his ACCREDITED ESTATE PLANNER™ designation. Mr. Schwartz graduated from Quinnipiac University where he earned a Bachelor of Science in Economics. He resides in Manhattan, NY.
Should I have an investment policy statement and a distribution policy statement?
“The whole point of the IPS and DPS is readiness—being prepared for the uncomfortable.”
What key tax-planning strategies should I focus on at the end of the year?
"This strategy may yield income tax savings and reduce your capital gains tax liability."
Is active management really dead?
In June 2015, our firm published an article on how best to navigate an increasingly complex investment world. In it, we reiterated what has become a mantra in financial planning: Euphoria and panic are investors’ biggest enemies. Our recommendation: Work with an advisor you trust, and stick to your plan. In the debate over active […]
Are you winning the tax game?
As advisors, we are often asked tax centric questions by clients, starting with, Can I deduct this? and, If I sell this security, how will I be taxed? Or, simply, How much can I contribute into a tax-deferred vehicle such as a 401(k) or IRA? While these are all wonderful questions that many individuals should […]
How can leverage be strategically used to protect your estate?
Life insurance can be an essential estate-planning tool for wealthy individuals and their families. In fact, for those who lack liquidity, a properly designed and funded life insurance policy can be an efficient way to generate enhanced cash flow to cover future estate-tax obligations. Illiquid assets come in a variety of forms. They include: real […]
