/ Investing and the Economy What does customized, goal-based investment management really look like? Stocks, bonds, mutual funds, exchange traded funds, separate accounts, private equity or hedge funds? Active or passive? Fees or commissions? by WORTH
/ Investing and the Economy Do you need a life insurance audit? “I’m on board! Yes, I’d like a life insurance audit! … But really, what is it, and why do I by WORTH
/ Investing and the Economy What, exactly, is “the sandwich”? Much has been written about the baby boomers and millennials by WORTH
/ Investing and the Economy What is the role of international equities in a diversified portfolio? If you have recently evaluated the performance of the different components of your portfolio, you are probably wondering why you by WORTH
/ Investing and the Economy Do I need a trust as part of my estate plan? According to Investment News, over the next 30 years, $30 trillion will be passed down from baby boomers, to Generation by WORTH
/ Investing and the Economy How do I determine which nontraditional assets are right for me? Stocks, bonds, real estate and cash have long been the mainstream investments by WORTH
/ Investing and the Economy When interest rates are low, how can investors focus on total return, growth and diversification, not just yield? Since 2011–12, investment yields have declined dramatically by WORTH
/ Investing and the Economy Can I offset low-interest rate investment risk with a thoughtful spending plan? Financial freedom: It’s the reward for those who have dedicated years of untold work and risk to build a successful by WORTH
/ Investing and the Economy What should I do to prepare for a potentially successful year ahead? A new year can bring about the best of intentions by WORTH
/ Investing and the Economy What can I do to improve my financial well-being in the New Year? Very soon we will be at that point in the year where we make our resolutions for all the things by WORTH
/ Investing and the Economy Growth versus value: what are the trends? When investors compare equity investment funds, they are categorized as having a “growth-style” or “value style by WORTH
/ Investing and the Economy What is a ‘‘personal CFO,’’ and how would it benefit me to have one? Whether you’ve built your wealth as a business owner or successful corporate executive, or are the inheritor and overseer of by WORTH
/ Investing and the Economy What role does compliance play with registered investment firms, and why is it important to you? As a client, you should be confident that your firm has a compliance program which not only protects your assets, but also your information and privacy. by WORTH
/ Investing and the Economy How can portfolio rebalancing keep you from veering off course on the bumpy road of today’s volatile markets? Nearly everyone is familiar with the underlying rationale behind portfolio rebalancing by WORTH
/ Investing and the Economy Is regret over a past poor financial choice preventing you from making any choices at all? New clients frequently come to us expressing worries, probably similar to yours, which relate to building or preserving their wealth by WORTH
/ Investing and the Economy Is it smarter to actively invest or choose strategies that are more passive? Entertainer Kenny Rogers may have inadvertently come up with one of the best pieces of investment advice ever when he by WORTH
/ Investing and the Economy How are stock and bond portfolios like real estate investments? Building a portfolio is like building a custom home: It entails personalized preferences, tax considerations, risk tolerances, income needs and by WORTH
/ Investing and the Economy What do the tax plans of Clinton and Trump mean to high net worth individuals? Politics and personalities aside, the tax plans of the major party candidates simply differing impacts on high net worth individuals by WORTH
/ Investing and the Economy Is the S&P really the best “default” place in which to invest assets? With over 60 years of combined experience in the markets, we have surely seen a number of trends come and by WORTH
/ Investing and the Economy What impact might today’s low interest rates have on my achievement of long- term investment goals? A recent study by Callan Associates, Inc by WORTH
/ Investing and the Economy Efficient market theory? What did the experts miss with Brexit? For many years, professors of finance have taught their students that the financial markets largely reflect all available and relevant by WORTH
/ Investing and the Economy How do I approach portfolio construction? Over the last two decades, our team has seen many “portfolios by WORTH
/ Investing and the Economy What can I do to protect my investments during uncertain times? Every so often, the events happening around us seem so unprecedented, it’s an easy leap to assume that the future by WORTH
/ Investing and the Economy How can I control my “animal spirits” behavior during good times and bad? Five years ago, I published a piece titled “Animal Spirits,” which addressed the primal aspect of the human psyche that by WORTH
/ Investing and the Economy Is my portfolio over-diversified? Sometimes, after presenting Hallmark’s investment strategy to prospective clients, we’ll watch as they sit back, look at us and ask, by WORTH
/ Investing and the Economy As an executive, how do you feel about the concentrated stock position you hold in your company? Ever wonder how much company stock you should own in your portfolio? As an executive who’s still actively employed, or by WORTH
/ Investing and the Economy What matters in the markets today? After spending much of the past 30 years collaborating to manage client assets, we would like to think that our by WORTH
/ Investing and the Economy Are you aware of these taxing concerns for foreign investors? Despite this country’s share of recent ups and downs, the United States is still perceived as having one of the by WORTH
/ Investing and the Economy Can I make an impact without sacrificing investment performance? Many acronyms and terms are associated with impact investing, including socially responsible investing (SRI); mission-related investing (MRI); and environmental, social by WORTH
/ Investing and the Economy Should I invest in middle-market private equity? For over a year now, the industry has been abuzz about the increased allocation to private equity by ultra-high net by WORTH