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We are in a ‘lower for longer’ interest rate cycle that doesn’t seem to show any signs of abating soon.

“With the longest bull market in our nation’s history, now is the time to protect the larger portion of your wealth.

Much has been written about the impending intergenerational wealth transfer—with more than $30 trillion expected to be passed down from baby boomer parents to their GenX and millennial heirs over the next three decades.

As all eyes turn toward the 2016 presidential election, the litany of polls and predictions from political, economic and market pundits intensifies.