[Past Event] Financial Front Lines Roundtable Series

Emily Brunner Director Senior Wealth Strategist, UBS Emily works with ultra-high net worth clients of UBS to help coordinate their investments, estate planning, and philanthropic goals. Emily focuses on developing and implementing creative and comprehensive strategies for the preservation, transfer, and management of wealth. She also reviews clients' estate planning documents to help ensure that the plan accurately reflects the family's needs and objectives. Emily serves as a resource for UBS clients on issues related to tax, estate planning, philanthropy, asset protection, business succession, and wealth planning. Professional History Prior to joining UBS in 2012, Emily worked for Roberts & Holland LLP, a tax and estate planning law firm. She helped individuals and families achieve wealth transfer goals while minimizing estate, gift, income and generation-skipping transfer taxes. Emily also worked with tax-exempt organizations (particularly private foundations). Education Emily received an A.B. from Dartmouth College, and her J.D. and LL.M. (Taxation) from New York University School of Law, where she was Developments Editor of the NYU Journal of Law and Business. Publications "Investing for Trusts," Emily Brunner, Trusts & Estates (April 2018) "Charitable Gifts of Real Estate," David Thayne Leibell and Emily Brunner, Trusts & Estates (October 2016) "Charitable Planning with Closely Held Business Interests," David Thayne Leibell and Emily Brunner, Trusts & Estates (June 2014) Affiliations Emily is a member of the New York City Bar Association.

Sharon Sager CIMA, Managing Director, Private Wealth Advisor, Family Office Consultant, Institutional Consultant, UBS

Sharon began her career in financial services in 1983 at Kidder, Peabody & Co., which was later acquired by Paine Webber Inc. and UBS. She is a long-standing member of the UBS Chairman's Circle, comprising the firm's top Financial Advisors. Sharon has garnered numerous accolades and recognitions from the industry throughout her career. Of note, she has been named to the Barron's Top 100 Women Financial Advisors list every year since the list's inception in 2006. Barron's also featured her in an exclusive article titled "All in the Family" in its Best Advice Column in December 2012. Sharon has been recognized on Irish America magazine's The Wall Street 50 list also every year since 2006 and was named to its inaugural Top 50 Power Women list in 2016. She was also named to Forbes' inaugural list: Top Women Advisors in 2017 and again in 2018 and 2019, and Financial Times' Top 400 Advisers list in 2014 and 2017, Sharon has also provided industry insights on CNBC's "Squawk on the Street" and "Closing Bell," and on Barrons.com and WSJ.com.

Sharon's leads a 15 person team, spanning four generations.  They have the training, global knowledge, diverse perspective and insight to serve successful families, individuals, family offices and institutions, navigating all aspects of complex, intergenerational wealth and challenging markets.

Sharon is also a Certified Investment Management Analyst (CIMA^®). A native New Yorker, Sharon began her career in textiles and fashion upon receiving a B.A. degree from the College of Mount Saint Vincent in Riverdale, NY.

A dedicated philanthropist, Sharon is Chairman of the board of overseers of the Alzheimer's Drug Discovery Foundation (ADDF), Secretary of the board of directors of the Careers through Culinary Arts Program (C-CAP), and in the Chairman's Circle of the James Beard Foundation. Sharon also spends time as a Sustaining Angel of 100 Women in Finance and a member of the Economic Club of New York. She was a key member of the UBS Small Business Advisory Program, a joint venture with the Clinton Global Initiative; and was previously chairman of the board of the Women's Venture Fund.

Sharon enjoys family, cooking, gardening, golf and mentoring and sponsoring young women.

She and her husband reside in Manhattan and Remsenburg, Long Island

Michael Crook U.S. Chief Investment Officer, UBS Michael Crook is Managing Director and Head, Investment Strategy, in the US Chief Investment Office, where he's responsible for providing asset allocation and strategy advice to the firm's clients. He's also an adjunct professor of economics, blogger, podcast host, author, and used to be a decent golfer. Prior to UBS Michael worked as a discretionary portfolio manager for Lehman Brother's outsourced CIO business, an investment strategist at Barclays, and a research fellow at the American Institute for Economic Research. In addition to publications in the Journal of Wealth Management, Journal of Index Investing, Journal of Investing, and Journal of Retirement, Michael is a frequent commentator and invited speaker in TV/print financial media (Bloomberg, Wall Street Journal, Reuters, Barron's, Business Insider, etc.). He lives in Maplewood, NJ, with his wife, two children, and chocolate lab. He volunteers his time with a variety of charities focused on youth educational achievement and financial literacy. Preferred vacation spots include anywhere without cell phone reception. Professional Affiliations Michael is a Chartered Alternative Investment Analyst (CAIA) and Chartered Retirement Planning Counselor (CRPC). Media Exposure Michael has appeared regularly on Fox Business News, Bloomberg, On Wall Street, Barron's, Business Insider and Axios. Education Michael earned a B.S. in consumer economics at the University of Georgia and an M.A. in economics at New York University.

Judy Spalthoff Managing Director and Head of Family Advisory and Philanthropy Services, CAP®, UBS As Head of the Family and Philanthropy Advisory team, Judy leads the team of senior strategists who work with families on understanding money, values and philanthropic intent. The Family Advisory and Philanthropy Services team serves as thought partners to advisors and their exceptional client families on wealth transitions, family governance, family office strategies, and philanthropy as families seek guidance on cohesive dialogue between generations to perpetuate their legacy. Judy joined UBS in 2008 from Citi Family Office where she was the International Services Manager. Before that, Judy was the Advisor Relations Manager where she was responsible for the Citi Family Office Continuing Professional Development and Designation Program. Prior to Citi, Judy was an analyst for Accolade Partners LP, a fund-to-funds venture capital firm in Washington, DC. Education Judy graduated with honors from Drexel University with a degree in information systems and technology and a minor in business administration. She also received her M.B.A. in finance and marketing from New York University. In addition, Judy has completed the Carnegie Mellon Leadership and Negotiation Academy for Women, the Generational Wealth Transfer workshop given by the Institute for Preparing Heirs, the Family Firm Institute Certificates in Family Wealth Advising and Family Business Advising, and earned the Chartered Advisor in Philanthropy® designation. Judy is also Series 7, 63 and 65 licensed.

Kathleen Entwistle Private Wealth Advisor, Morgan Stanley Private Wealth Management A leader in private wealth management for successful families, women and business owners. Kathy joined UBS in 2007 and subsequently formed Entwistle Partners, creating a team of professionals dedicated to providing multigenerational wealth advice to affluent families, C-suite executives and founders. With her nearly 30-year career defined by many leadership roles, Kathy has been recognized with multiple awards and designations for her achievements—from Forbes as a Top 200 female financial advisor in the country to three consecutive Barron’s nominations to their “Top Women Financial Advisors” list. Kathy attributes her success to her dedicated team who help her deliver on strong personal relationships, thoughtful advice and a high level of service. Experience Officer in Corporate Trust Department, Manufacturers Hanover Trust Vice President and Wealth Advisor, Morgan Stanley Credentials Certified Financial Planner, (CFP®) Certified Divorce Financial Analyst (CDFA®) Forbes “Top Women Wealth Advisor,” 2018, 2019

Forbes “Best-in-State Wealth Advisor,” New Jersey, 2017, 2018, 2019, 2020

Forbes “Top 200 Women Advisors,” 2017, 2018 M.B.A., Fordham University Life Kathy serves on the Board of Directors for: The Ridgewood Public Library Foundation, The Family Support Organization of Bergen County, St, Joseph’s School for the Blind, Christian Health Care Center Foundation, and Ridgewood A.M. Rotary. She is an active member of the Commerce and Industry Association of New Jersey and Women United in Philanthropy. In her free time, she enjoys golfing, spending time with family and relaxing at the beach.

Juliet Scott-Croxford CEO, Worth Juliet currently serves as CEO for media brand Worth, responsible for leading its transformation from a print magazine to a content platform that focuses on 'Worth beyond Wealth' and inspires and informs an affluent, influential and successful community of individuals to be their best selves. Juliet began her career as a management consultant, learning to code at IBM Business Consulting Services, before focusing on business strategy and organizational change, working with clients to solve complex business problems across a variety of sectors through the use of technology. Her experience in this area took her to a role at Boxwood (now KPMG) where she worked as a senior consultant in strategy and business change, with a focus on the media and technology sector. After working as a consultant with Guardian News & Media on its print to digital strategy, in 2012 she was confirmed in a permanent role to lead strategy and operations for the Guardian Media Group's commercial division based in London. Juliet joined the Guardian’s executive committee in 2015 and, as chief delivery officer; was responsible for the strategic implementation of the global three year turnaround plan and subsequent transformation and growth for the Guardian’s US operation, relocating to New York in 2016. She lives in Westchester with her husband and son, is a keen runner, yogi, and skier.