Joseph S. De Sena, CFP®, MBA, has been in the financial services industry for over 35 years. Originally from Brooklyn, Mr. De Sena graduated from Baruch College with a bachelor’s degree and later earned an MBA in finance at Adelphi University. Mr. De Sena joined Ameriprise in November 1994 and has been one of the top 100 financial advisors at the company since 1999. In October 2011, he received Long Island Business News’ 50 or so Around 50 Award, recognizing professional accomplishment and community service. Katie Coleman, CFP®, graduated from The University of Georgia and moved to New York in 2007, joining Siena Wealth Advisory Group that same year. In 2012, she became a managing partner of Siena Wealth Advisory Group. Ms. Coleman has been quoted as a financial professional in the Wall Street Journal, and received Long Island Business News’ 40 Under 40 Award in 2014, recognizing professional accomplishment and community service.
How do I make certain I accurately calculate my net retirement income?
We would probably all agree that “net income” is not a particularly difficult concept to understand: Deduct costs and expenses from gross income and net income is what is left. But, like many things that are easy to understand but difficult to practice—regular exercise, for example—too often investors overlook expenses that must be deducted from […]
How do I take a true measure of my success?
There is an old saying that nobody on his deathbed has ever wished he’d spent more time at the office. And you, as a high net worth individual, have most likely spent untold hours at “the office”; perhaps you own the company or are part of the C-suite. At our firm, we are privileged to […]
My children have all the financial knowledge they need, right?
It’s a sad fact: While the financial landscape has gotten infinitely more complicated, gone are the days of one job for life and a pension when you’re done. Even the children of high net worth families can fall short when it comes to knowing what to do with their finances. Many of us think finance […]
How can volatility be your friend?
It’s been hard to know how to react to the recent market volatility, or whether to react at all. It’s enough to keep even the most seasoned investor up at night. But we view these times as a natural part of the economic cycle—and the reason why a comprehensive financial plan is so important. If […]
