We would probably all agree that “net income” is not a particularly difficult concept to understand: Deduct costs and expenses from gross income and net income is what is left.by Joseph S. De Sena
Joseph S. De Sena, CFP®, MBA, has been in the financial services industry for over 35 years. Originally from Brooklyn, Mr. De Sena graduated from Baruch College with a bachelor’s degree and later earned an MBA in finance at Adelphi University. Mr. De Sena joined Ameriprise in November 1994 and has been one of the top 100 financial advisors at the company since 1999. In October 2011, he received Long Island Business News’ 50 or so Around 50 Award, recognizing professional accomplishment and community service. Katie Coleman, CFP®, graduated from The University of Georgia and moved to New York in 2007, joining Siena Wealth Advisory Group that same year. In 2012, she became a managing partner of Siena Wealth Advisory Group. Ms. Coleman has been quoted as a financial professional in the Wall Street Journal, and received Long Island Business News’ 40 Under 40 Award in 2014, recognizing professional accomplishment and community service.