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Letters: From Our Readers
Sensible Healing
05/01/2007

Imagine how much more expensive auto insurance would be if oil changes and routine maintenance were covered by the premiums we pay. We expense these tasks out-of-pocket to prevent catastrophic expenses and injuries. Yet with healthcare, we have developed an entitlement mentality that absolves us of personal responsibility to do routine maintenance, such as eating smart and exercising regularly.

Sadly, despite all we now know about the benefits of healthy living, Americans are still overweight, lazy and uneducated when it comes to healthcare. Worse yet, the inevitable health problems that result from poor lifestyle choices do not manifest themselves for years.

The quickest way to get people’s attention and improve their behavior is still to hit them in the wallet. Basic economics teaches us that when the price of a desired and essential commodity is reduced to nearly zero, demand is unlimited. Couple that with a system with no competitive price-rationing mechanism and a hyper-regulatory government and you have a recipe for disaster. Health insurance should protect those with bad luck or bad genes—not those with bad habits. To get back to that basic premise, we must first expunge a generation of bad thinking.

To repeat an old adage: If you think healthcare is expensive now, just wait until it’s free.
James Martin, Troy, Mich.

Worth welcomes your comments. Please direct your letters to letters@worth.com.
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