Gary: Yes. I inherited about $1.3 million when I was 21, and I gave away $1 million by the time I was 35. Since then I’ve given away another $1 million that I’ve earned, so you could say I’ve given away $2 million of the $1.3 million I inherited. I run a philanthropic and legacy advisory business, as well as some real estate businesses and a firm that invests in small businesses. My partner and I give away about 50 percent of what we earn. I have nieces and nephews and godchildren who rely on me as a philanthropic mentor; whenever anyone in the family turns 14, it seems to be me they turn to.

Hunt: I believe it. Tracy, I can just see you in your kindergarten organizing everyone to contribute their milk money.

Gary: Well, I was always interested in money. My mom had been a stockbroker during World War II when all of the women were going into the Red Cross, and the men were going to war. She thought, “Oh, my god! Wall Street’s going to collapse,” and went off to do something about it. She was a great role model. Not to belittle this in any way, but in my high school yearbook the graduating class predictions said I would be the first to make a million dollars.

Even so, I think one of the things that really stimulated me was when I started asking the managers of the family trusts questions when I was in my early 20s. They basically patted me on the head and said, “You know, you’re not going to have to worry about this. Your brother will take care of it, and then your husband will take care of it.” They were speaking to the wrong person.