Howard Maron, former team doctor for the NBA’s Seattle Supersonics, is
considered the pioneer of the retainer-based model and a leader in the
field of concierge medicine. In 1996, Maron started MD2, the first company
to offer concierge medical care.
What is concierge medicine and what need does it fill in the current market
of medical services?
First of all, let me clarify that I only came up with
the concept—not the term “concierge medicine.” I know what a concierge is, but
to describe what I do as simply opening doors and directing people diminishes
the other important thing that I do. I am the primary care physician for my
patients. I prefer “highly attentive medicine.”
So what is highly attentive medicine?
At the risk of coming up with a poor
analogy: I’m a member of a golf course that has 300 members, and that course is
incredibly underutilized. The value of having very few members is that when I
show up to play, I can play. As a consequence, the course gets fewer players and
it’s in better shape. Similarly, highly attentive medicine means having a
staff-to-patient ratio that is strongly in favor of the patient. They’re paying
me to keep my practice small—not to be too busy—so I can meet their needs when
they need me. Unfortunately, there are other retainer practices that are
spin-offs of what we do. Yes, they are retainer-based, but their numbers are
different. I have nothing in common with another retainer-based practice if it
is not highly attentive.
MD2 offers personalized medical services to
upper-income patients. Wouldn’t these patients already get this type of service
from their personal physicians?
You mean, do they already have some influence
that could have them jump a little higher? Some of them are hospital
contributors, so naturally the hospital would do everything it can. But if the
only doctor they have is me, as high as they thought I could jump for them, if I
already have 30 patients in my schedule that day, how could I? What could I do?
Most rich people don’t want to carry a big stick and muzzle others, but even if
they did and tried, they couldn’t, because their doctor was booked.
MD2
charges up to $20,000 a year, while others claim to provide the same service for
as little as $1,200. What accounts for the difference in price?
In general,
what matters is how many patients you have. I take care of only 50 families.
Some retainer practices say they have limited their practices to 600 families
per doctor. They’re walking the middle ground when there is no middle ground.
How can they be available to make house calls if they have 10 times the amount
of patients?
Describe a typical patient experience at MD2.
We don’t have
a waiting room. Our office is locked. It’s fully staffed. The door is closed,
but it’s available all the time by appointment. When a patient comes to the
door, the door is locked behind him and he has the entire office to himself.
We’re not in a hurry. If a patient needs to do business in the meantime, needs
to attend to a phone call, fine, we’ll wait. Again, how can a doctor do that
unless he has very few patients?
If the patient needs to see a cardiologist,
I can be there. When the patient is undergoing cardiac catheterization, I will
often be there in the procedure room with him. That’s because I’m interested—I
want to see it with my own eyes—and I have a great rapport with the cardiologist
that I’m using. For the patient, having me there, seeing a familiar face,
actively discussing the situation at his bedside inside the cath lab, that could
be comforting.
It is not rare for somebody who is literally sitting at Boeing
Field, on a plane about to take off, to realize he forgot that he needed to get
his blood drawn or maybe needed a flu shot. The staff or I would go down there
and do a house call at his private jet.
Do the medical needs of wealthy patients differ from those of, say,
middle-income patients?
Absolutely not. More than anything, we’re providing
convenience, service, confidentiality. Middle-income patients are incapable of
getting that. Do they need it? Of course. They also may need a $20 million house
or a private jet, but they can’t get those. I know that’s a horrible
analogy.
Concierge medical groups do not, as a rule, include specialists. How do you
get your patients access to the most highly sought-after specialists in various
fields?
Hospitals today need more private contributions and funding. Our
patients may have private foundations that are contributors or potential
contributors. Do I take advantage of that fact? Yes, to some degree. I’m
constantly reminding hospitals to be more responsive to satisfy this group of
people. On a grander scale, it’s what allows the hospital to take care of the
indigents.
The best doctors are busy. But because I have an interesting
patient population, when I call my network of doctors, they are honored. It’s
not that the patients are wealthy; it’s that they are interesting and important.
I, to some extent, parlay their fame and status into generating responsiveness,
and I don’t feel guilty about it.
What percentage of the cost of doctor visits is picked up by insurance? Does
the practice have a policy to avoid double billing for services covered by a
patient’s insurance plan?
This question probably applies to other retainer
services, but not to us. We just charge a flat retainer fee. We do not ever bill
for anything that we do in this office. The retainer is substantial enough that
we don’t feel we need to nickel and dime over the primary care services that we
provide.
How will concierge medicine change the landscape of medical services in the
next decade?
My prediction is that it is going to spawn ideals that will lead
to a solution to the inefficient system. I don’t know what it would look like,
but I think out of these different tiers of medicine people will find and accept
a tier that should be the basic tier for all. As for tiers above that, people
can earn the money to get the level of service beyond what is basic.
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